VA Residual Income Charts by Geographic Regions RegionĬonnecticut, Maine, Massachusetts, New Hampshire, New Jersey, New York, Pennsylvania, Rhode Island, Vermont To determine what the expected VA residual income is for a home purchase, first confirm the geographic region of the home. The VA wants to have an idea of how much discretionary income you’ll need each month in order to afford typical family expenses. There are 3 main factors your lender and the VA will consider when determining your residual income requirement: ICB Solutions | NMLS #491986 ( Close Modal Mortgage products are not offered directly on the website and if you are connected to a lender through, specific terms and conditions from that lender will apply. will not charge, seek or accept fees of any kind from you. Neither Mortgage Research Center nor ICB Solutions guarantees that you will be eligible for a loan through the VA loan program. By submitting your information you agree Mortgage Research Center can provide your information to one of these companies, who will then contact you. For a full list of these companies click here. If you submit your information on this site, one or more of these companies will contact you with additional information regarding your request. ICB Solutions and Mortgage Research Center receive compensation for providing marketing services to a select group of companies involved in helping consumers find, buy or refinance homes. of Veterans Affairs or any other government agency. Neither, Mortgage Research Center nor ICB Solutions are endorsed by, sponsored by or affiliated with the Dept. ICB Solutions partners with a private company, Mortgage Research Center, LLC (NMLS #1907), that provides mortgage information and connects homebuyers with lenders. is a product of ICB Solutions, a division of Neighbors Bank.
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